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The 5 C’s of Credit
February 20 @ 10:00 am - 11:00 am
The 5 C's of Credit teach bankers that a borrower's repayment ability depends on Capacity, Collateral, Capital, Conditions, and Character. The first four measure ability to repay, but character assesses willingness to repay. The Great Recession was an eye-opener in the greater unwillingness of borrowers to repay their obligations. Both KYC (know your client) and fraud prevention have become more critical in mitigating credit and operational risk. This WiBinar summarizes key elements of knowing the customers & red flags you need to look for.
Use the 5 C's to differentiate between ability to repay and willingness to repay
Describe and explain information sources to evaluate character
Describe and explain management fraud red flags
Evaluate most effective fraud controls
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Season Pass Members recieve 4 individual logins to every WiBinar: